Mutual Fund Portfolio readjustment

I am 45 years old and I have purchased mutual funds as advised by friends without proper guidance of professionals with lack of knowledge. so please do needful assistance for proper portifolio.My risk tolerance is moderate

SIP Investments:

Sundaram Capex oppourtunities fund Rs.500/-
Reliance Growth fund Rs.500/-
Reliance diversified power sector Rs.500/-
HDFC Top 200 Rs.500/- and HDFC equity fund Rs.500/-
IDFC premier equity fund Rs.2,000/-
DSP BR Top 100 equity fund Rs.1,000/-
DSP Equity fund Rs.1,000/-
SBI Contra fund Rs.500/-

Single investments are :

1. TI Growth fund
2. TI equity income fund
3. FI Tax saver (lock on period completed)
4. TI Short term income fund
5. FI Blue chipfund
6. BSL Mid cap fund
7. BSL Dynamic bond fund
8. Tata P/E ratio fund
9. Reliance RSF balanced fund
10.DSP BR Balanced fund
11.IDFC Imperial fund
12.SBI Comma fund
13.BSL Dividend yield
14.HDFC prudence

thanking you sir,

Anant

Dear Anant, as ur risk tolerance is moderate, my choice for u ‘ll be like this –

Sundaram Capex opp. fund Rs.500/- STOP
Reliance Growth fund Rs.500/- OK
Reliance diversified power sector Rs.500/- Stop
HDFC Top 200 Rs.500/- and HDFC equity fund Rs.500/- OK
IDFC premier equity fund Rs.2,000/- OK
DSP BR Top 100 equity fund Rs.1,000/- OK
DSP Equity fund Rs.1,000/- OK
SBI Contra fund Rs.500/- STOP

1. TI Growth fund – OK
2. TI equity income fund – Switch to TI Growth
3. FI Tax saver (lock on period completed) – Switch to TI GRowth
4. TI Short term income fund – SWitch to TI Growth
5. FI Blue chipfund – Switch to TI Growth
6. BSL Mid cap fund – Switch to IDFC Prem. Eq.
7. BSL Dynamic bond fund – OK
8. Tata P/E ratio fund – Switch to DSP Eq.
9. Reliance RSF balanced fund – Switch to HDFC prudence
10.DSP BR Balanced fund – OK
11.IDFC Imperial fund – Switch to HDFC Top 200
12.SBI Comma fund – Switch to DSP Eq.
13.BSL Dividend yield – OK
14.HDFC prudence – OK

Thanks

Ashal

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2 Responses to Mutual Fund Portfolio readjustment

  1. K C Rana says:

    Hi Ashal,

    I have invested in in a mid cap i.e. Quantum Long term equity fund.
    Now I want to open SIP for 10-12 years.
    In accordance to volatile market ;Please suggest which option would be better:
    1.Fortnightly SIP or
    2.Monthly SIP

    Regards,
    K C Rana

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